Terms & Conditions

1. Introduction

Welcome to the Risk Matrix Advisers website (“Website”). These Terms and Conditions (“Terms”) govern your use of this Website. By accessing or using this Website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use this Website. This Website is intended for use by individuals who are at least 18 years of age. Minors are prohibited from using this Website.

2. Intellectual Property Rights

The content on this Website, excluding user-generated content, is the property of Risk Matrix Advisers or its licensors and is protected by copyright and other intellectual property laws. You are granted a limited, non-exclusive license to access and view the material on this Website for personal, non-commercial use.

3. Restrictions

You are strictly prohibited from:

• Publishing any Website material in any media
• Selling, sublicensing and/or otherwise commercializing any Website material
• Publicly performing and/or showing any Website material
• Using this Website in any way that is, or may be, damaging to this Website
• Using this Website in any way that impacts user access to this Website
• Using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity
• Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website
• Using this Website to engage in any advertising or marketing

Risk Matrix Advisers may restrict or terminate your access to certain areas of the Website at its sole discretion. You are responsible for maintaining the confidentiality of any user ID and password associated with this Website.

4. No Warranties

This Website is provided “as is,” with all faults. Risk Matrix Advisers makes no express or implied representations or warranties of any kind related to this Website or the materials contained on it. Additionally, nothing contained on this Website shall be construed as providing advice to you.

5. Limitation of Liability

Risk Matrix Advisers and its officers, directors, and employees shall not be liable for any damages arising from your use of this Website, whether under contract, tort, or otherwise. Risk Matrix Advisers shall not be liable for any indirect, consequential or special damages related to your use of this Website.

6. Indemnification

You agree to indemnify Risk Matrix Advisers from any liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney's fees) arising from your breach of these Terms.

7. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, the remainder of the Terms shall remain in effect.

8. Variation of Terms

Risk Matrix Advisers may revise these Terms at any time without notice. It is your responsibility to regularly review these Terms to ensure your understanding of the terms and conditions governing the use of this Website.

9. Assignment

Risk Matrix Advisers may assign, transfer, or subcontract its rights and obligations under these Terms without notification or consent. You may not assign, transfer, or subcontract your rights and obligations under these Terms.

10. Entire Agreement

These Terms, including any legal notices and disclaimers on this Website, constitute the entire agreement between Risk Matrix Advisers and you regarding your use of this Website, superseding all prior agreements and understandings.

11. Governing Law & Jurisdiction

These Terms are governed by the laws of the United Kingdom. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts in the United Kingdom.